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What is professional indemnity insurance? | made easy

by constructaquote - 12 February 2018


Professional Indemnity Insurance, who’s it for? Well…

Consultants, Developers, Architects, Graphic Designers, Writers, basically, anyone that gives a specialist service, or gives advice.

Now we all make mistakes, it’s only human but if you’ve made a recommendation as a professional, and that comes at a financial loss, You could be held liable.

And if you work in I.T. as a developer, and create software that damages the network or introduces a virus.

You could be held liable.

Graphic designers also have a similar issue, where if you make a company logo that rips off someone else’s copyright, as you were the one that designed it,
guess what, you’d be held liable.

Professional Indemnity insurance could actually protect you from claims such as:

Negligence, Misrepresentation Defamation Copyright Infringement, Employee Dishonesty, and Accidental Virus Transmission.

Some clients may even request that you have Professional Indemnity insurance before you start working with them.

That way, worse comes to worse you still have a business to go back to when all is said and done.

At constructaquote, we can offer you cover of up to £5 million. So check out our website, to see what we can offer you.

See more of our “made easy” series on our YouTube channel. Tackling different questions you may have about business, offering you a toolkit of help.

Want to know more about professional indemnity for your business? Check out our FREE ultimate guide here.